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Get Proper Business Insurance!

Brought to you by Stonewall Insurance Agency:

Each entity you set up should have its own business insurance policy to add more layers of protection between you and your business liabilities. However, even if you set up a legal structure that protects your personal assets, you still could be exposed to risks. For example, say you stand accused of breaking intellectual property laws, or a client sues you for fraud. In such a scenario, you may have to pay a settlement from your own pocket, as opposed to from your business account. Every small business owner should have a Business Owner’s Policy as a first line of defense against general liabilities. This type of policy offers broad protection against several claims that could put your assets at risk, such as copyright infringement or injuries that occur on business premises. It can also help cover the costs of legal defense. If you have a private practice, such as a law firm or doctor’s office — or run a professional services company, such as an accounting firm or consulting company — you may be exposed to other risks and need a more specific type of insurance to protect your personal wealth from business liabilities.

Posted 3:12 PM

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