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Daylight Saving Time Is Ending: 5 Wise Ways to Spend Your ‘Free’ Hour!

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Daylight saving time ends at 2 a.m. Sunday, giving back the hour that seemingly was taken from us in the spring. In addition to moving your clocks back before you go to bed Saturday night, use the end of daylight saving time as a reminder to check a few things around the house. After all, you’re gaining an hour — why not put it to productive use? Here’s how to allocate your extra hour to get the most peace of mind — and bang for your buck. 1. Smoke detectors: 10 minutes The most important batteries in your house are those that power your smoke and carbon monoxide detectors. Even if they appear to be OK, replace them. 2. Home inventory: 20 minutes The ideal home inventory is a list of everything you have, along with the date you bought it and the purchase price. If you lose all your possessions, you are ready to simply hand the list to your insurance company and get reimbursed. 3. Furnace filter: 5 minutes You should check and, if necessary, change your furnace filter every month. So, if you haven’t checked yours lately, do it now. 4. Retirement plan review: 10 minutesMany families spend more time planning a vacation than planning their retirement. Pull out your most recent 401(k), 403(b), IRA or other retirement account statement: Do you have enough exposure to the stock market? Too much?5. Insurance review: 15 minutesInsurance can consume up to 9 cents of every dollar you spend. So it makes sense to ensure that you’re getting your money’s worth. You likely have at least four types of insurance: car, home, health and life. Every six months, pick one type of insurance and make sure you’re getting the best possible deal on it.

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Posted 12:16 PM

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