Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Stonewall Insurance Agency will provide options that are unique to your auto coverage needs. Our agents will take the time to provide you with the right policy at the most affordable price. It’s not always easy to pick the right auto insurance plan to protect your needs as a driver. There are many things to consider, many of which are beyond your control. Let us do the work for you!
Auto insurance is considered a ‘property and casualty’ insurance, which simply means your auto insurance will cover financial reimbursement for property damage and injuries should an accident occur. There are various deductible options, liability limits and extra coverage choices available for auto insurance policies.
Here are some other facts you should know related to auto insurance:
Your auto insurance policy covers you, your spouse, relatives who live in your home and other licensed drivers who have permission to drive your insured vehicle.
An insurance deductible is that amount of money you agree to pay out of pocket in the event of an auto accident. When you file a claim, you pay the deductible amount and your policy will cover the balance, up to the chosen policy limits. Typically, higher deductibles mean lower policy premiums but you must be ready and able to pay that deductible at a moment’s notice since auto accidents are so unpredictable.
Auto Liability Coverage pays for the damage if you are legally responsible for damaging property or injuring someone in an accident.
Most auto insurance policies cover reasonable and necessary medical payments or funeral expenses for the covered person when such costs are related to an auto accident.
Collision Coverage pays for repairs to an insured vehicle when damage is caused by a collision with another vehicle, collision with an object or a vehicle rollover. A deductible is required with collision insurance.
Comprehensive Insurance Coverage helps pay for damage to a vehicle that is not sustained in an auto accident. Such incidents include: fire, wind, hail, flood, vandalism, theft or hitting an animal. A deductible may apply.
Uninsured Motorist Coverage pays for damage when an insured person is injured by a driver who does not have liability insurance.
Underinsured Motorist Coverage pays for damages when an insured person is injured by a driver who does not have enough liability insurance.
Rental Reimbursement pays for a rental car when your car is disabled due to an auto accident. Daily allowances or limits vary.
Emergency Road Service pays for a tow truck due to a breakdown. These limits also vary depending on state or different policy provisions.
It’s important to take the time to talk to an actual insurance agent in your community before you decide to buy auto insurance. An independent insurance agent can help you determine the appropriate coverage amount for your lifestyle, budget, and needs while helping you get the coverage you need to comply with state requirements.
Your car isn’t the only vehicle you need to insure. Motorcycle insurance is a necessity to protect your health, the health of your passengers, and to cover property damage that may occur as a result of accidents you’re involved in. Cars provide much greater protection for the human body than motorcycles do and for that reason medical expenses are often greater for motorcycle accident victims, even in minor accidents, than for people who are injured in automobile fender benders or wrecks.
Some of the motorcycle insurance coverage options you need to think about include:
- bodily injury to someone else
- property damage that you caused
- bodily injury to yourself caused by an uninsured motorist
- damage to your motorcycle caused by the accident
- theft, fire, vandalism or damage caused while in storage for the winter
- custom work, such as paint or upgraded components
- attached side cars
Regardless of your specific insurance needs, it’s always wise to consult with an agent before you make any buying decisions. The independent agents at Stonewall Insurance Agency work and live in your community. They know the local roads and state laws and can help you get the policy that will best protect your interests today and in the future.
CALL US NOW AT (770)-996-1333
to discuss coverage details, get a quote, buy a policy, or schedule a visit directly over the phone. You can also contact us via email at Service@stonewallagency.com!